[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dorton.cz\/z-ceho-se-budou-financovat-starobni-duchody\/#Article","mainEntityOfPage":"https:\/\/www.dorton.cz\/z-ceho-se-budou-financovat-starobni-duchody\/","headline":"Z \u010deho se budou financovat starobn\u00ed d\u016fchody?","name":"Z \u010deho se budou financovat starobn\u00ed d\u016fchody?","description":"Zn\u00ed to jako popla\u0161n\u00e1 zpr\u00e1va, ale zkusme se nad t\u00edm v\u0161\u00edm zamyslet. Ka\u017ed\u00fd rok roste po\u010det starobn\u00edch d\u016fchodc\u016f a kles\u00e1 po\u010det lid\u00ed v\u00a0produktivn\u00edm v\u011bku. Vzr\u016fst\u00e1 i mno\u017estv\u00ed t\u011bch, kte\u0159\u00ed odch\u00e1z\u00ed do p\u0159ed\u010dasn\u00e9ho d\u016fchodu. Po\u010det narozen\u00fdch d\u011bt\u00ed za posledn\u00ed t\u0159i roky sice nepatrn\u011b vzrostl, to v\u0161ak […]","datePublished":"2025-03-07","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.dorton.cz\/author\/#Person","name":"","url":"https:\/\/www.dorton.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/06473a178d94fb830b46e277369729e9534f2612e261ec2f1ee96b672ef473e2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/06473a178d94fb830b46e277369729e9534f2612e261ec2f1ee96b672ef473e2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dorton.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dorton.cz\/wp-content\/uploads\/img_a308890_w2298_t1519899854.jpg","url":"https:\/\/www.dorton.cz\/wp-content\/uploads\/img_a308890_w2298_t1519899854.jpg","height":0,"width":0},"url":"https:\/\/www.dorton.cz\/z-ceho-se-budou-financovat-starobni-duchody\/","wordCount":442,"articleBody":"Zn\u00ed to jako popla\u0161n\u00e1 zpr\u00e1va, ale zkusme se nad t\u00edm v\u0161\u00edm zamyslet. Ka\u017ed\u00fd rok roste po\u010det starobn\u00edch d\u016fchodc\u016f a kles\u00e1 po\u010det lid\u00ed v\u00a0produktivn\u00edm v\u011bku. Vzr\u016fst\u00e1 i mno\u017estv\u00ed t\u011bch, kte\u0159\u00ed odch\u00e1z\u00ed do p\u0159ed\u010dasn\u00e9ho d\u016fchodu. Po\u010det narozen\u00fdch d\u011bt\u00ed za posledn\u00ed t\u0159i roky sice nepatrn\u011b vzrostl, to v\u0161ak nic nem\u011bn\u00ed na situaci, \u017ee kles\u00e1 po\u010det mlad\u00fdch lid\u00ed ve v\u011bkov\u00e9m rozmez\u00ed od 15 do 35 let. Projevuje se to kup\u0159\u00edkladu na ni\u017e\u0161\u00edm po\u010dtu student\u016f vysok\u00fdch a st\u0159edn\u00edch \u0161kol.\tBude v\u016fbec existovat n\u011bjak\u00fd d\u016fchod? V\u00a0podob\u011b, v\u00a0jak\u00e9 jej zn\u00e1me, za dvacet let jen st\u011b\u017e\u00ed.Na tento neblah\u00fd trend pochopiteln\u011b musel reagovat st\u00e1t a lid\u00e9 ji\u017e odch\u00e1z\u00ed do d\u016fchodu v\u00a067 letech. Nen\u00ed dokonce ani zohledn\u011bn po\u010det odrostl\u00fdch a vychovan\u00fdch d\u011bt\u00ed u \u017een. Vznik\u00e1 paradoxn\u00ed situace, kdy st\u00e1t po\u017eaduje odchod do d\u016fchodu skoro v\u00a0sedmdes\u00e1ti letech, a\u010dkoliv je zn\u00e1mo, \u017ee ze zdravotn\u00edch d\u016fvod\u016f a z\u00a0hlediska re\u00e1ln\u00e9 zam\u011bstnatelnosti senior\u016f tomu nelze dost\u00e1t. P\u0159ece jen roste popt\u00e1vka po kvalifikovan\u00e9 pracovn\u00ed s\u00edle ve st\u0159edn\u00edm v\u011bku od 30 do 45 let, star\u0161\u00ed lid\u00e9 m\u00edvaj\u00ed probl\u00e9m vhodn\u00e9 zam\u011bstn\u00e1n\u00ed nal\u00e9zt a kon\u010d\u00ed na \u00fa\u0159adech pr\u00e1ce, nebo na p\u0159ed\u010dasn\u00e9m d\u016fchodu. A to je p\u0159ece za\u010darovan\u00e1 spir\u00e1la.\tJak si s\u00a0t\u00edm st\u00e1t porad\u00ed?Dost t\u011b\u017eko. Sou\u010dasn\u00fd syst\u00e9m d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed je ji\u017e u n\u00e1s nastaven na mezn\u00ed hodnotu plateb zam\u011bstnanc\u016f, a pokud by se zv\u00fd\u0161ilo pojistn\u00e9, zam\u011bstnavatel\u00e9 by tuto z\u00e1t\u011b\u017e nezvl\u00e1dli a prudce by narostla nezam\u011bstnanost. Podpo\u0159it syst\u00e9m tvorby d\u016fchod\u016f vypl\u00e1cen\u00edm z\u00a0dan\u00ed rovn\u011b\u017e nic ne\u0159e\u0161\u00ed, st\u00e1tu by se nedost\u00e1valo prost\u0159edk\u016f na dal\u0161\u00ed v\u00fddaje a z\u00e1sah do da\u0148ov\u00e9ho syst\u00e9mu by mohl zp\u016fsobit celorepublikov\u00fd kolaps. Jedin\u00fdm \u0159e\u0161en\u00edm, ke kter\u00e9mu nepochybn\u011b dojde, je dal\u0161\u00ed utahov\u00e1n\u00ed smy\u010dky ve form\u011b v\u011bt\u0161\u00edch restrikc\u00ed. Do d\u016fchodu v\u00a075 letech a pr\u016fm\u011brn\u00fd d\u016fchod bude sotva polovi\u010dn\u00ed, ne\u017e ten dne\u0161n\u00ed. A tak op\u011bt poroste po\u010det lid\u00ed v\u00a0p\u0159ed\u010dasn\u00e9m d\u016fchodu, op\u011bt se sn\u00ed\u017e\u00ed jeho vypl\u00e1cen\u00e1 \u010d\u00e1stka, p\u0159ipom\u00edn\u00e1 to trochu nena\u017eranou \u0161elmu, na kterou dopl\u00e1c\u00ed jej\u00ed ob\u011bti.\u00a0 Jak tohle dopadne? Zkuste domyslet sami.                                                                                                                                                                                                                                                                                                                                                                                        4.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z \u010deho se budou financovat starobn\u00ed d\u016fchody?","item":"https:\/\/www.dorton.cz\/z-ceho-se-budou-financovat-starobni-duchody\/#breadcrumbitem"}]}]