[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dorton.cz\/od-koho-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.dorton.cz\/od-koho-si-pujcit\/","headline":"Od koho si p\u016fj\u010dit?","name":"Od koho si p\u016fj\u010dit?","description":"Nen\u00ed mnoho v\u011bc\u00ed, kter\u00e9 by nad\u011blaly lidem v\u00edce pomysln\u00fdch vr\u00e1sek na \u010dele, ne\u017e je nedostatek finan\u010dn\u00edch prost\u0159edk\u016f dosahuj\u00edc\u00ed nezvladateln\u00e9 v\u00fd\u0161e. Jist\u011b, ne v\u017edy m\u00e1me my lid\u00e9 pen\u011bz dost, jen\u017ee pokud se to d\u00e1 zvl\u00e1dnout takzvan\u00fdm utahov\u00e1n\u00edm si opasku, nen\u00ed to je\u0161t\u011b tak zl\u00e9, na rozd\u00edl […]","datePublished":"2021-06-05","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.dorton.cz\/author\/#Person","name":"","url":"https:\/\/www.dorton.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/06473a178d94fb830b46e277369729e9534f2612e261ec2f1ee96b672ef473e2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/06473a178d94fb830b46e277369729e9534f2612e261ec2f1ee96b672ef473e2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dorton.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dorton.cz\/wp-content\/uploads\/vyrovnan%C3%A9%20mince_5.jpg","url":"https:\/\/www.dorton.cz\/wp-content\/uploads\/vyrovnan%C3%A9%20mince_5.jpg","height":0,"width":0},"url":"https:\/\/www.dorton.cz\/od-koho-si-pujcit\/","about":["Ekonomika"],"wordCount":418,"articleBody":"     Nen\u00ed mnoho v\u011bc\u00ed, kter\u00e9 by nad\u011blaly lidem v\u00edce pomysln\u00fdch vr\u00e1sek na \u010dele, ne\u017e je nedostatek finan\u010dn\u00edch prost\u0159edk\u016f dosahuj\u00edc\u00ed nezvladateln\u00e9 v\u00fd\u0161e. Jist\u011b, ne v\u017edy m\u00e1me my lid\u00e9 pen\u011bz dost, jen\u017ee pokud se to d\u00e1 zvl\u00e1dnout takzvan\u00fdm utahov\u00e1n\u00edm si opasku, nen\u00ed to je\u0161t\u011b tak zl\u00e9, na rozd\u00edl od situac\u00ed, kdy u\u017e skute\u010dn\u011b za\u010d\u00edn\u00e1 takov\u00fd nedostatek p\u0159esahovat meze \u00fanosnosti a \u010dlov\u011bk nem\u016f\u017ee zaplatit ani to naprosto nejpodstatn\u011bj\u0161\u00ed, co se v ka\u017ed\u00e9m p\u0159\u00edpad\u011b financovat mus\u00ed.Jen\u017ee i v takto t\u00ed\u017eiv\u00e9 situaci se lid\u00e9 nejednou ocitaj\u00ed. A nen\u00ed m\u00e1lo t\u011bch, kte\u0159\u00ed alespo\u0148 n\u011bkdy v \u017eivot\u011b poc\u00edt\u00ed takovou krutou r\u00e1nu osudu, jako je beznad\u011bjn\u00e1 finan\u010dn\u00ed situace. Jen\u017ee i tito mus\u00ed \u017e\u00edt, a tak se i tito mus\u00ed s nedostatkem finan\u010dn\u00edch prost\u0159edk\u016f n\u011bjak vypo\u0159\u00e1dat. A jak se s t\u00edmto doty\u010dn\u00ed vypo\u0159\u00e1d\u00e1vaj\u00ed? Pochopiteln\u011b t\u00edm jedin\u00fdm mo\u017en\u00fdm zp\u016fsobem. Pen\u00edze, kter\u00e9 jim sch\u00e1zej\u00ed, si tito zkr\u00e1tka p\u016fj\u010duj\u00ed.Ov\u0161em p\u016fj\u010duj\u00ed si je pochopiteln\u011b jedin\u011b tehdy, kdy\u017e najdou n\u011bkoho, kdo by jim sv\u00e9 pen\u00edze na ur\u010ditou dobu sv\u011b\u0159il. A to neb\u00fdv\u00e1 ani zdaleka samoz\u0159ejmost\u00ed. I kdy\u017e toti\u017e maj\u00ed t\u0159eba banky pen\u011bz habad\u011bj, jen tak je n\u011bkomu nenab\u00eddnou. Nap\u0159ed po\u017eaduj\u00ed velice n\u00e1ro\u010dn\u00e9 prok\u00e1zan\u00ed toho, \u017ee bude dlu\u017en\u00edk schopen spl\u00e1cet, a ten, kdo to prok\u00e1zat nem\u016f\u017ee, je prost\u011b ztracen\u00fd.Toti\u017e je ztracen\u00fd z pohledu bank. Jen\u017ee tu na\u0161t\u011bst\u00ed nem\u00e1me jenom banky. M\u00e1me tu i nebankovn\u00ed spole\u010dnosti, a ty p\u016fj\u010duj\u00ed pen\u00edze daleko ochotn\u011bji a za zvl\u00e1dnuteln\u011bj\u0161\u00edch podm\u00ednek.T\u0159eba takov\u00e1 americk\u00e1 nebankovn\u00ed hypot\u00e9ka nevy\u017eaduje ani to, aby m\u011bl z\u00e1jemce o ni n\u011bjak p\u0159emr\u0161t\u011bn\u00e9 p\u0159\u00edjmy, ani to, aby m\u011bl dejme tomu registry dlu\u017en\u00edk\u016f bez poskvrnky. Tady se mus\u00ed jenom d\u00e1t do z\u00e1stavy nemovitost, jak je to pro hypot\u00e9ky charakteristick\u00e9, a kdo takovou z\u00e1ruku dok\u00e1\u017ee poskytnout a bude schopen spl\u00e1cet, m\u00e1 vystar\u00e1no.A proto mnoz\u00ed lid\u00e9 v nesn\u00e1z\u00edch pr\u00e1v\u011b na nebankovn\u00ed hypot\u00e9ky s\u00e1zej\u00ed. Usp\u011bj\u00ed tu daleko sn\u00e1ze ne\u017e n\u011bkde jinde.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Od koho si p\u016fj\u010dit?","item":"https:\/\/www.dorton.cz\/od-koho-si-pujcit\/#breadcrumbitem"}]}]